Overview

When it comes to purchasing products, we usually look at the price tag. For larger purchases, such as a car or television, we might do hours of research to find the best type for our family and get the best deal.

Yet with all the money we spend on health care — from paycheck contributions to prescriptions to doctor’s visits — we rarely think about the price of these services. And, as health care prices continue to rise, that ends up costing more for you and Publicis. Help control your health spending with these tips.

Be well, buy smart

Yet with all the money we spend on health care — from paycheck contributions to prescriptions to doctor’s visits — we rarely think about the price of these services. And, as health care prices continue to rise, that ends up costing more for you and Publicis. Help control your health spending with these tips.

Use in-network providers

They’ve agreed to charge only up to negotiated rates and bill your insurance company directly, which saves you money and time. Also, check with your insurance company to ensure that the services you and your dependents require are covered before you receive care.

Keep up with preventive care

It’s covered in full by all of our medical plans and can help detect and prevent potentially costly health issues early. You pay nothing for annual physicals, immunizations, routine cancer screenings, and more when you see in-network providers.

Use the Blue Member Rewards program to shop for cost effective eligible services

Blue Cross Blue Shield of Illinois (BCBSIL) Member Rewards is a health care shopping program designed to help you save money on out-of-pocket costs for certain eligible health care services while earning cash rewards for selecting quality, cost-effective health care providers.

See details about how BCBSIL Member Rewards can help you become a smarter buyer, earn rewards and lower your health care costs! To access the Member Rewards program tools, BCBSIL members will need to log in to Blue Access for Members™.

Use tax-free money to pay for eligible health expenses

Contributing to a Health Savings Account (HSA) and/or Flexible Spending Account (FSA) is easy and saves you money on expenses you’d have to pay anyway.

Shop smart for prescriptions

Using generic alternatives will almost always save you money — and they’re just as effective as brand-name prescriptions. It’s also a good idea to call a few local pharmacies to compare prices before deciding where to fill a prescription. For your ongoing prescriptions, use the CVS Mail Service Pharmacy to save money and time.

Take advantage of the Publicis Benefits Connection Healthy Living program

It offers valuable resources to help you improve your health, which could prevent the need for costly care. And, you’ll earn rewards when you participate in wellness activities! See the PBC Healthy Living page for more information.

Use the Ask Emma Decision Support Tool

Ask Emma is bswift’s proprietary decision support tool available to you when you log into your bswift account to make your benefit selections. Ask Emma is designed to help you make informed decisions when selecting a health plan for yourself and your family. Watch the Ask Emma Decision Support Tool Demo Video for more information.