We are always looking for ways to help you make the most of your dollars and we have a number of voluntary benefits that you can enroll in — should you want it.

There are two categories of voluntary benefits: 1) ones that you need to enroll during Benefits Open Enrollment (or during a qualified life event) and 2) benefits that you can enroll at any time.

 

Enroll during Benefits Open Enrollment

During Benefits Open Enrollment (in Q4 each year), you have the opportunity to enroll in select voluntary benefits at group-discount rates.

Accident Insurance

Accident insurance supplements your medical plan by providing cash benefits in cases of accidental injuries. Benefits include hospital stays, fractures, dislocations, physical therapy and more. The cash benefits can be used to help offset out-of-pocket medical expenses (deductibles, coinsurance, etc.) or other expenses (lost income, household bills, etc.) arising from a covered accident. Accident insurance pays in addition to your medical plan, and benefits are payable regardless of any other insurance programs. Eligible employees and dependents will be able to elect coverage during Open Enrollment regardless of prior health history.

Hospital Indemnity Insurance

You might not realize that most primary health insurance plans do not cover all hospital costs. Hospital Indemnity insurance can complement your medical coverage by easing the financial impact of a hospitalization due to an accident or illness. Coverage is available for employees, spouses and families. Benefits are paid directly to employees unless otherwise specified and regardless of any other insurance. Eligible employees and dependents will be able to elect coverage during Open Enrollment regardless of prior health history.

Critical Illness Insurance

Critical Illness insurance helps protect against the financial impact of certain illnesses, such as heart attack, stroke, cancer and more. A lump-sum payment is paid directly to you and can be used to help offset out-of-pocket medical expenses (deductibles, coinsurance, etc.) or other expenses (lost income, household bills, etc.) arising from the critical illness. Critical Illness insurance pays in addition to your medical plan, and benefits are payable regardless of any other insurance programs. Eligible employees and dependents will be able to elect coverage during Open Enrollment regardless of prior health history.

 

Enroll at any time

We partner with Mercer Voluntary Benefits to offer you discounts and insurance plans at group-discounted rates. You can enroll in these benefits at any time, and you can choose to keep them even if you leave the company.

For more information, visit the Mercer Voluntary Benefits website. And if you have questions about any of these benefits, contact Mercer Voluntary Benefits at 1-800-621-2356.

Auto Insurance

You may qualify for auto insurance developed specifically for your company, which could dramatically lower your auto insurance premiums. Coverage is offered through MetLife Auto & Home, Liberty Mutual, Progressive and Travelers.

Homeowners or Renters Insurance

Get peace of mind no matter where you live. This exclusive employee benefit helps you tap into your company’s group buying power with negotiated rates and discounts on homeowners’ and renters’ insurance. Insurance policies for your home or apartment are available through MetLife Auto & Home, Liberty Mutual, Progressive and Travelers. You may be eligible for a multi-policy discount if you purchase both homeowners/renters and auto insurance.

Pet Insurance

For pet owners, the cost of providing unexpected veterinary care if medical issues arise could add up to hundreds or even thousands of dollars. Pet insurance, through Veterinary Pet Insurance (VPI), can help you balance the cost of many annual or one-time expenses, as well as help you cover the cost of unexpected treatments.

Personal Liability Insurance

Insure yourself against personal liability through policies offered by MetLife Auto & Home, Liberty Mutual, Progressive and Travelers.