All U.S. full-time and part-time employees working a minimum regular schedule of 21 hours per week are eligible, unless previously excluded from a predecessor plan. When you are eligible for benefits, you can also enroll your spouse or domestic partner and other eligible dependents.


Dependents who can be enrolled for coverage include:

  • Spouses (unless legally separated or divorced)
  • Same- or opposite-sex domestic/civil union partners
  • Your eligible dependent children, including:
    • Your natural children
    • Your legally adopted children
    • Your step children
    • Children of your domestic partner
    • Children placed with you for adoption
    • Your foster children
    • Any other children (including grandchildren) for whom you are the legal guardian as determined by a court of competent jurisdiction


Children are eligible for benefits as follows:

  • Dependent children up to age 26 are eligible for medical coverage regardless of marital or student status
  • Unmarried dependent children up to age 21 are eligible for dental, vision, and life insurance coverage
  • Unmarried dependent children age 21 through age 25, are eligible for dental, vision, and life insurance coverage if they are full-time students
  • Unmarried dependent children age 21 and older, if totally disabled, are eligible for dental, vision, and life insurance coverage. Qualifying certification of total disability will be required by the plan



Full-time Students

Dependent children age 21-25 must be full-time students to qualify for dental, vision and/or child life insurance coverage. Your dependents will lose these benefits coverage without proper verification each school semester or if they reach age 26. Our benefits enrollment provider - bswift - will email you each school semester to start the verification process.

Here is everything you need to know for how to appropriately verify your dependent's full-time student status.